REQUIRED DOCUMENTS BORROWER (Residential Investment)

•  Entity documents 

•  6 months of bank statements 

•  Schedule of real estate owned 

•  Spousal consent (if community propert 

• state) 

•  Voided check 

• GUARANTOR

•  Has to be an individual (required for entities) 

•  6 months of bank statements 

•  Spousal consent (if community property 

• state) 

• PROPERTY

•  Purchase agreement (with all counters & addenda) 

•  Signed Lease Agreement (if applicable) 

•  Purchase HUD – 1 for refinances 

•  Title prelim confirming no liens 

•  Documented source of purchase funds 

• INSURANCE

•  Hazard Insurance 

•  Rent Loss Insurance 

•  Flood Insurance – if in flood zone

 

Lines of Credit

• Proof of address (Utility Bill)

• Photo ID

• 3 months Bank Statements

• Trimerge Credit report